Affordable Care Act Plans

In March 2010, the Affordable Care Act (ACA), also known as PPACA or "Obamacare", was passed into law.  This sweeping legislation represents the most significant overhaul of the U.S. Healthcare system in generations. The law was enacted with the purpose of increasing the quality and affordability of healthcare insurance and reducing the number of uninsured Americans. A new report shows that a record 40 million Americans have signed up for coverage related to the ACA.

Affordable Care Act Open Enrollment Period

Key features of the Affordable Care Act include:

  • No one can be denied health insurance due to pre-existing health conditions.
  • No exclusions can be placed on health insurance policies – limiting or denying coverage of pre-existing conditions.
  • No one can be charged more for health insurance because of their health status or gender.
  • There are no lifetime limits on coverage, and an insurance company cannot drop you when you get sick.
  • Approved preventative services such as annual mammograms and wellness checks are covered with no out-of-pocket costs.
  • Cost assistance is available for low to moderate-income families to reduce monthly premiums and make health insurance more affordable.
  • All policies must meet the minimum essential benefits standard and offer coverage for the following expenses: outpatient care, emergency room care, mental health, addiction treatment, maternity care, prescription drug coverage, and dental and vision care for children under 19.

Here at David A. Crotts & Associates we have licensed and certified agents available to answer your questions regarding the Affordable Care Act and to assist you in choosing a plan for you and your family.

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You may also call (864) 223-8788 to speak to an agent. Requesting a quote is not a guarantee of coverage. All coverages are subject to the terms, conditions, and exclusions of the actual policy issues. Not all policies or coverages are available in every state. 

"Go see Mitzi Randall! She can help you with all of your Medicare questions!"

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Local Agent. National Support.

Correll Insurance Group offers the best of both worlds—you get to use a local, independent agent who lives in your town and knows you personally, but this agent is backed by a strong, national firm that has served the Southeast for nearly 90 years. So you don’t have to choose between having a personal relationship with your agent and knowing they have access to world renowned markets. You’ll get both with Correll.


David A Crotts & Associates is a member of Correll Insurance Group and works to bring you coverage that best fits your needs. Visit our corporate site to learn more.

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