"Staff is always friendly and helpful. They remember you and what's going on with your family which shows you're not just a number."
Life Insurance
There are several types of Life Insurance policies and understanding which type meets your needs can be daunting. At David A. Crotts & Associates, our goal is to find a policy you feel comfortable with, that meets your needs and fits your budget.
Life Insurance is no longer “only” a lump sum of money, paid to a beneficiary upon death. Today’s policies can range from Short Term to Long Term, some offering living benefits like the ability to borrow from their value to pay bills, school tuition, or any other unexpected expenses that may arise.
Final Expense Insurance
Final Expense Insurance policies are created specifically to ease the burden of end-of-life expenses on your loved ones. Funeral costs are at record highs, and Final Expense policies can be used to pay for or offset the out-of-pocket costs of your burial and funeral services. There are many different options for Final Expense insurance, and our agents at David A. Crotts & Associates can assist you in determining if Final Expense will fulfill your needs.
Long-Term Care Insurance
Long-Term Care Insurance is designed to help cover the costs of medical, personal, and social services when you are unable to care for yourself due to prolonged illness or disability. They generally pay a fixed amount per day or per visit for care in a nursing home, and in some cases home health, adult day care, and assisted living.
Medicare generally does not cover long-term care, and individuals shouldn’t rely on Medicare to help with those costs. A Long-Term Care policy can ease the financial burden on your loved ones in addition you can feel confident that you will have access to the care you need as you age.
A licensed and certified agent at David A. Crotts & Associates will help you navigate your options and find a policy that fits your needs.
Request More Info
You may also call (864) 223-8788 to speak to an agent. Requesting a quote is not a guarantee of coverage. All coverages are subject to the terms, conditions, and exclusions of the actual policy issues. Not all policies or coverages are available in every state.
