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In our ever-growing digital age, large and small businesses throughout Greenwood and Abbeville Counties are equally at risk for data breaches, both internally and externally. What many business owners do not know, however, is that standard general liability policies do not cover losses associated with technology and Internet exposures.
At David A. Crotts & Associates, we advise all businesses to consider cyber liability protection. Failing to consider this risk can be quite costly to business owners, regardless of size.
No matter what industry you are in you are at risk for data breaches. Businesses that store important data such as phone numbers, credit card numbers, or Social Security numbers, either online or on a computer, are more at risk of a cyberattack and could highly benefit from cybersecurity insurance.
Cyber Liability insurance protects businesses against financial losses caused by cyber incidents including:
In general, cyber liability insurance covers two general categories of protection:
We know business owners, especially small businesses, worry about adding a new insurance cost on top of existing business expenses. However, it is important to remember that one cyber breach can lead your company into bankruptcy.
While cyber liability coverage is generally affordable already, there are some simple steps you can take to decrease your risk, including:
Learn more about how your business could benefit from cyber liability and cybercrime coverage by contacting David A. Crotts & Associates.
You may also call (864) 223-8788 to speak to an agent. Requesting a quote is not a guarantee of coverage. All coverages are subject to the terms, conditions, and exclusions of the actual policy issues. Not all policies or coverages are available in every state.
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