Medicare Annual Enrollment runs October 15th, 2023 – December 7th, 2023. Make your appointment to review and explore plan options for 2024 by calling (864) 223-8788 today!

Business Owners Insurance

Protect your small business with a BOP

A business owner’s policy or BOP is a type of pre-packaged insurance designed for certain types of small-business owners. A BOP allows business owners to save on liability insurance costs by bundling multiple insurance policies together for a single affordable premium.

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A BOP is simply bundled insurance designed to provide essential coverage to certain business owners at a competitive price. Most often, the insurance coverage offered by a Business Owner’s Policy includes:

  • Commercial General Liability Insurance coverage (protection from claims of property damage or bodily injury).
  • Property Insurance (to protect physical assets).
  • Insurance for several other types of loss, including lost income, advertising damage and more.

A BOP policy can be customized to fit industry-specific businesses meaning it's perfect for businesses of any size, especially small businesses. A BOP is est for small 'main street' business owners as the underwriting guidelines are fairly strict and limited to providing coverage to businesses with a lower amount of revenue and square footage. For large more high-risk businesses, the coverage limits offered by a standard BOP are usually insufficient and business owners should consider a commercial package policy. 

Be sure to check with your David A. Crotts & Associates agent whether your BOP meets your business’s needs.

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You may also call (864) 223-8788 to speak to an agent. Requesting a quote is not a guarantee of coverage. All coverages are subject to the terms, conditions, and exclusions of the actual policy issues. Not all policies or coverages are available in every state. 

"Just a thank you to Mitzi Randall for her great help with Edgefield Ambulance Service billing mistakes. Two minutes on the phone with her and she saved me hundreds of dollars and hours on the phone with them and United Health. P.S. Get her a bigger voicemail box and a raise!"

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Local Agent. National Support.

Correll Insurance Group offers the best of both worlds—you get to use a local, independent agent who lives in your town and knows you personally, but this agent is backed by a strong, national firm that has served the Southeast for nearly 90 years. So you don’t have to choose between having a personal relationship with your agent and knowing they have access to world renowned markets. You’ll get both with Correll.


David A Crotts & Associates is a member of Correll Insurance Group and works to bring you coverage that best fits your needs. Visit our corporate site to learn more.

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