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Business Owners Insurance

Protect your small business with a BOP

A business owner’s policy or BOP is a type of pre-packaged insurance designed for certain types of small-business owners. A BOP allows business owners to save on liability insurance costs by bundling multiple insurance policies together for a single affordable premium.

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A BOP is simply bundled insurance designed to provide essential coverage to certain business owners at a competitive price. Most often, the insurance coverage offered by a Business Owner’s Policy includes:

  • Commercial General Liability Insurance coverage (protection from claims of property damage or bodily injury).
  • Property Insurance (to protect physical assets).
  • Insurance for several other types of loss, including lost income, advertising damage and more.

A BOP policy can be customized to fit industry-specific businesses meaning it's perfect for businesses of any size, especially small businesses. A BOP is est for small 'main street' business owners as the underwriting guidelines are fairly strict and limited to providing coverage to businesses with a lower amount of revenue and square footage. For large more high-risk businesses, the coverage limits offered by a standard BOP are usually insufficient and business owners should consider a commercial package policy. 

Be sure to check with your David A. Crotts & Associates agent whether your BOP meets your business’s needs.

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You may also call (864) 223-8788 to speak to an agent.

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Local Agent. National Support.

Correll Insurance Group offers the best of both worlds—you get to use a local, independent agent who lives in your town and knows you personally, but this agent is backed by a strong, national firm that has served the Southeast for nearly 90 years. So you don’t have to choose between having a personal relationship with your agent and knowing they have access to world renowned markets. You’ll get both with Correll.

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David A Crotts & Associates is a member of Correll Insurance Group and works to bring you coverage that best fits your needs. Visit our corporate site to learn more.

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