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A business owner’s policy or BOP is a type of pre-packaged insurance designed for certain types of small-business owners. A BOP allows business owners to save on liability insurance costs by bundling multiple insurance policies together for a single affordable premium.
A BOP is simply bundled insurance designed to provide essential coverage to certain business owners at a competitive price. Most often, the insurance coverage offered by a Business Owner’s Policy includes:
A BOP policy can be customized to fit industry-specific businesses meaning it's perfect for businesses of any size, especially small businesses. A BOP is est for small 'main street' business owners as the underwriting guidelines are fairly strict and limited to providing coverage to businesses with a lower amount of revenue and square footage. For large more high-risk businesses, the coverage limits offered by a standard BOP are usually insufficient and business owners should consider a commercial package policy.
Be sure to check with your David A. Crotts & Associates agent whether your BOP meets your business’s needs.
You may also call (864) 223-8788 to speak to an agent. Requesting a quote is not a guarantee of coverage. All coverages are subject to the terms, conditions, and exclusions of the actual policy issues. Not all policies or coverages are available in every state.
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